1) ACCEPTANCE OF TERMS OF USE
By visiting this Web Site, which is owned and operated by Associated Mutual Insurance Cooperative you agree to the terms and conditions we have established for the web site, www.associatedmutual.com, as well as the agency web portal and agent access area. These terms of use apply to your use of this site regardless of how you accessed it.
Your use of or access to any of the information, services, and/or products on any and all areas of this site is your agreement to be legally bound to our terms and conditions. If you do not wish to be bound by these terms and conditions discontinue use of this site immediately.
Your use of this website indicates you understand and accept the terms of use, that it constitutes a legally binding agreement and indicates your total acceptance of this agreement.
3) PRIVACY POLICY
The Company’s Privacy Policy can be found within the tab, About Us.
2) USE OF THIS WEBSITE
Our website may not be used for any illegal activity of any kind. While using this website, you may not perform any defamatory, libelous, threatening or harassing acts, or infringe on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.
3) ASSOCIATED MUTUAL’S RIGHT TO CONTENT
The Associated Mutual logo, the terms “Associated Mutual”, “Associated Mutual Insurance”, “Associated Mutual Insurance Company”, “Associated Mutual Insurance Cooperative”, “AMIC”, “associatedmutual.com”, pictures of our Home Office, as well as any and all logos and artwork that use the Associated Mutual name or symbols are the property of Associated Mutual Insurance Cooperative. Associated Mutual may possess rights in other logos, words, or phrases not listed here. Rights of third parties may apply where noted. All materials on this website are the property of Associated Mutual Insurance Cooperative and are protected by other property content or conception laws, unless otherwise indicated.
Associated Mutual Insurance Cooperative reserves all rights to content and conception of content. A copy of a page from our website may be printed for your personal, personal business or non-commercial use, as long as any copyright, trademark or other notices are retained. Any and all other uses are prohibited.
Any Associated Mutual Insurance Cooperative content or material established by or for our website or any other Associated Mutual content or material on any other website, in the meta-tags of any other website or in any other materials may not be used. Use of any portion of this site for any other website is prohibited without permission of Associated Mutual Insurance Cooperative.
4) E-MAIL SYSTEM
The e-mail system for Associated Mutual is a private system intended solely for business purposes authorized by this Company. Unsolicited commercial e-mail to any e-mail addresses at @associatedmutual.com or use of the Company’s e-mail directory for any use other than communicating with the staff of Associated Mutual for business purposes is not permitted. We reserve the right to take action to prevent misuse of our e-mail system by any unauthorized parties.
5) JURISDICTION
We reserve the right to modify the content of this site and of these Terms of Use without prior notice. These Terms of Use shall be governed by and interpreted according to the laws of the State of New York without respect to any conflict of laws provisions, and you understand and agree to resolve any legal matter related to your use of this website by this jurisdiction. If any portion of these Terms of Use is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision. These Terms of Use apply to your use of this site and do not change or alter any other contract or agreement between you and Associated Mutual Insurance Cooperative.
6) LINKS
Associated Mutual Insurance Cooperative is not responsible for the material or contents of reliability of any other website to which we provide a link. Posting of that link does not mean that Associated Mutual Insurance Cooperative endorses the views expressed within them.
7) SECURITY
Associated Mutual Insurance Cooperative reserves the right to restrict access to this site and to be the sole provider of authorization to access. Any unauthorized use of or access to our website is barred. Any unauthorized or attempted unauthorized use of or access to our website could result in criminal and/or civil prosecution.
Attempts to access areas of our website without authorization may be viewed, monitored and recorded. Any information obtained in this manner may be given to law enforcement organizations to assist in any investigation or prosecution of possible criminal activity related to this system. Do not attempt to access any restricted areas if you are not an authorized user.

The sharing of passwords is not permitted. If you are an authorized user of any restricted area, you must maintain the confidentiality of your password. Employees of Associated Mutual are not allowed to ask for your password. If you know or suspect that your password has been compromised, change it immediately and contact Associated Mutual if you suspect any unauthorized activity.
8) MODIFICATION
Associated Mutual Insurance Cooperative shall have the right to modify the terms of this agreement at any time and without notice at our discretion. Changes shall be effective when accepted and implemented by Associated Mutual Insurance Cooperative.
You are responsible for the review of this agreement periodically since subsequent use by you of this site shall constitute your acceptance of any changes. Associated Mutual Insurance Cooperative shall have the right at any time to change or discontinue any aspect of our website without limitation. Any changes, modifications, additions or deletions shall be effective when accepted and implemented by Associated Mutual Insurance Cooperative and any subsequent use by you shall conclusively be deemed to be acceptance by you of such changes, modifications, additions or deletions.
9) WARRANTY CLAUSE
You understand and accept that information, services, materials, software or other items on this website are provided “as is” and “as available”. We do not make any guarantee, assurance or pledge of any express or implied warranties, endorsements or representations. This also includes, without limitation, implied warranties of merchantability, fitness for a particular purpose and non-infringement and warranties that access to or use of the service will be uninterrupted and error free. You are responsible for any risk arising out of use or performance of the information, services, materials and/or software. You understand and agree that Associated Mutual Insurance Cooperative is in no event liable for any direct, indirect, incidental, consequential or exemplary damages whatsoever arising out of the use of or performance of the information, services, materials, software or other items on this website.
The authorized user of this website additionally agrees to indemnify Associated Mutual Insurance Cooperative from and against any and all liabilities, expenses including attorneys' fees and damages arising out of claims resulting from the authorized user's use of this website.
If you are dissatisfied with any Associated Mutual information presented, or with any of these terms and conditions, your sole and exclusive remedy is to discontinue using the Associated Mutual Insurance Cooperative website.